Washington’s Longest-Serving Insurance Commissioner Reflects on His Legacy
Mike Kreidler, Washington’s longest-serving statewide elected official, will step down as insurance commissioner in January 2025, concluding a storied political career spanning six decades. At 81, Kreidler leaves a legacy of consumer advocacy, health insurance reform, and tackling modern challenges such as climate change’s impact on the insurance industry.
Elected to the position in 2000, Kreidler served six terms, overseeing significant milestones, including implementing the Affordable Care Act (ACA) in Washington and championing stronger consumer protections.
“For me, it’s been about helping people and ensuring our health insurance system works the way it’s supposed to,” Kreidler said in a farewell podcast episode of OIC Answers.
A Career of Firsts
Before his role as insurance commissioner, Kreidler’s career included serving as a U.S. House Representative, state senator, and state representative. He began his public service journey in 1973 as a school board director for the North Thurston School District.
As insurance commissioner, he played a pivotal role in reducing the uninsured rate in Washington from 15% to 5% through ACA implementation. He also led efforts to modernize the Office of the Insurance Commissioner, regaining accreditation from the National Association of Insurance Commissioners shortly after taking office.
Challenges and Controversies
Kreidler was known for his willingness to stand up to insurance companies, rigorously reviewing filings that grew increasingly complex, particularly with the rise of artificial intelligence in underwriting.
Yet his tenure was not without controversy. He faced criticism in his final term over allegations of bullying, mistreatment, and racist remarks, leading to calls for his resignation. Kreidler apologized for past comments in 2022, stating, “It pains me deeply to think that the careless words I have used in the past — even if infrequent — could have hurt someone.”
Addressing the Future of Insurance
Kreidler leaves as the insurance industry grapples with rising costs and new risks. He highlighted the challenges posed by climate change, which has increased extreme weather events and made some forms of coverage more difficult to obtain.
“One of the biggest challenges is how climate change relates to risk. If extreme weather events continue, will certain things that are insurable now become uninsurable in the future?” Kreidler asked.
He also warned of the ongoing need to monitor rising auto insurance rates and improve access to affordable health care.
Passing the Torch
Kreidler will be succeeded by Patty Kuderer, a state senator with a strong consumer advocacy record. He advised her to “listen carefully to what consumers are saying,” expressing confidence in her ability to lead.
As for his own plans, Kreidler looks forward to retirement and spending time on his property with his John Deere tractor. “I’m ready to get out there and rototill the backyard,” he said.
Kreidler’s departure marks the end of an era in Washington politics, leaving behind a mixed but impactful legacy of service and reform.
Reference News:- After 24 years as WA insurance commissioner, Kreidler prepares to retire
